Thinking about starting a business in the US?

Creating an LLC (Limited Liability Company) is one of the smartest moves you can make — especially if you’re a freelancer, small business owner, or side hustler.

🧾 What is an LLC?

An LLC protects your personal assets (like your car or house) if your business gets sued or goes into debt.

It’s the most popular structure for freelancers, creators, and small businesses in the USA.

✅ Step-by-Step Guide to Starting Your LLC

Step 1: 

Choose a State

Most people register in their home state. But if you operate online or across multiple states, compare costs (Wyoming, Delaware, and Texas are business-friendly).

Step 2: 

Pick a Name

Make sure it’s:

• Unique in your state (check availability on your state’s website)
• Includes “LLC” or “Limited Liability Company” at the end

Step 3: 

Appoint a Registered Agent

This is the person or service that will receive legal documents for your LLC.

You can be your own agent (in most states), or hire one (avg. $99/year).

Step 4: 

File Articles of Organization

This is your LLC’s birth certificate!

• You file it with your state’s Secretary of State website
• Filing fee: $50–$500 depending on your state

Step 5: 

Create an Operating Agreement

Not legally required in all states, but highly recommended.

It outlines:

• Ownership structure
• Rules of the LLC
• What happens if a member leaves

Step 6: 

Get an EIN (Employer Identification Number)

Free from the IRS. Needed to:

• Open a business bank account
• Hire employees
• File taxes

Apply here: https://irs.gov/ein

Step 7: 

Open a Business Bank Account

Keep your personal and business finances separate (super important for taxes and protection).

💰 Cost Summary (Estimates)

Item	Avg. Cost
State Filing Fee	$50–$500
Registered Agent	$0–$150/year
Operating Agreement	$0 (if DIY) or $50+ (via templates)
EIN	Free

🎯 Final Tip:

If you’re a freelancer or content creator, creating an LLC gives you:

• Tax advantages
• Legal protection
• Professional credibility

Frequently Asked Questions (FAQs)

❓ What is the main benefit of forming an LLC?

An LLC protects your personal assets (like your home or car) if your business is sued or falls into debt.

❓ Can I start an LLC by myself?

Yes! A single-member LLC is very common for freelancers and solo entrepreneurs.

❓ How much does it cost to start an LLC?

It depends on your state — usually between $50 and $500. Some states also have annual fees.

❓ Do I need a lawyer to start an LLC?

No. Most people use online platforms like LegalZoom or ZenBusiness — or file directly through the state website.

❓ Is an EIN mandatory?

Yes, you need an EIN (Employer Identification Number) from the IRS to pay taxes, open a bank account, or hire employees. It’s free to apply.